Going Grocery Shopping on a Budget

With rising food prices, shopping on a budget can be intimidating and difficult. We dive into strategies and tips on how to make healthy decisions without breaking the bank.

Shopping groceries on a budget
by
Caroline Thomason
— Signos
Dietician + Diabetes Educator (CDCES)
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Updated by

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Science-based and reviewed

Published:
October 3, 2024
September 20, 2024
— Updated:

Table of Contents

Grocery shopping on a budget doesn’t have to mean sacrificing quality or nutrition. With the right strategies, you can fill your cart with healthy, wholesome foods and keep costs low. Whether you’re feeding a family or just trying to stretch your dollar, we offer practical tips and smart shopping strategies to help you save money without compromising your health goals.

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9 Tips to Save Money

Grocery cart

Saving money while grocery shopping doesn’t mean sacrificing healthy, nutritious meals. You can stretch your dollar further with the right strategies while filling your cart with wholesome foods. From planning meals to taking advantage of store brands and sales, small changes can lead to big savings. This guide will help you navigate the grocery store smarter, showing you how to buy in bulk, shop seasonally, and make the most of discounts and rewards, all while maintaining a balanced diet.

Here are our top smart shopping strategies to save you money.

1. Make a List 

Planning your meals for the week and sticking to your shopping list is one of the easiest ways to avoid impulse purchases. Having a clear plan means you’ll buy only what you need, reducing unnecessary spending and waste.

2. Use Store Brands

Often store brands and “off labels” are the same quality as the branded product but are significantly cheaper. Opt for store brands over name brands to save on pantry staples and essentials.

3. Shop in Bulk

Buying in bulk can lead to significant long-term savings, especially for non-perishable items like rice, pasta, and oats. Wholesale stores like Costco and Sam’s Club offer great deals on proteins, such as beef and fish, which can be portioned and stored for later use.

4. Use a Deep Freezer

While initially, this appliance is an investment, it can help you save money by freezing your bulk items for later. You can buy proteins in large portions when they’re on sale, then freeze them for future meals, allowing you to take advantage of discounts without worrying about spoilage.

5. Look for Sales and Coupons

Make it a habit to look for sales and coupons before heading to the store. Weekly promotions can significantly reduce your grocery bill, especially when combined with coupons or store loyalty programs.

6. Shop Seasonal Produce

Buying fruits and vegetables that are in season is more affordable and ensures you’re getting produce at its peak quality. Seasonal items are often fresher and more flavorful.

7. Plan Meals Around Sales

Check your local grocery store’s circular for weekly sales and base your meal planning on discounted items. Take advantage of your local grocery store’s sales and discounts by planning your meals around the items that are on special sale. 

8. Don’t Shop Hungry

You’re more likely to make impulse purchases when hungry, so eat a snack before heading to the store.Shopping while hungry can lead to impulse buys and unnecessary purchases. Eating a balanced protein and fiber snack before heading to the store can help you stick to your list and make more mindful choices.

9. Use Cash-Back and Reward Apps

Take advantage of apps that offer cash-back rewards or coupons for purchasing certain items. Cash-back and reward apps can help you save money on groceries by offering incentives for buying certain items. These apps are a great way to earn discounts or cash back on everyday purchases, stretching your budget even further.

How to Buy Healthy Foods on a Budget

Afforable vegetables

Buying healthy foods on a budget might seem challenging, but with the right strategies, eating nutritious meals without overspending is possible. You can maintain a balanced diet that supports your health and wallet by focusing on affordable, nutrient-dense options like whole grains, seasonal produce, and cost-effective proteins. Whether you’re meal planning, shopping smart, or choosing budget-friendly ingredients, this guide will help you find ways to enjoy healthy foods while staying within your budget.

Proteins

To get your protein on a budget, focus on affordable sources like beans, lentils, eggs, canned tuna, and chicken thighs. These options provide essential protein without breaking the bank.

  • Beans (dried or canned)
  • Greek yogurt (bulk)
  • Lentils
  • Eggs
  • Canned tuna or sardines
  • Chicken thighs or drumsticks
  • Tilapia

Carbs

For cost-effective carbohydrates, buy whole grains like brown rice, oats, and quinoa in bulk. Potatoes and whole wheat pasta are also inexpensive and versatile options.

  • Brown rice (bulk)
  • Oats (bulk)
  • Potatoes
  • Whole wheat pasta
  • Quinoa (bulk)

Fruits and Veggies

Buy seasonal fruits and vegetables or frozen varieties to save money without losing nutrients. Choose canned, dried, and frozen options for the best bang for your buck. Consider shopping at farmers' markets or discount grocery stores for the best deals on fresh produce.

  • Seasonal produce
  • Frozen vegetables and fruits
  • Canned vegetables and fruits
  • Dried fruit (without added sugar)
  • Farmers’ markets or discount stores

Healthy fats

Look for affordable healthy fats such as peanut butter, low fat dairy, olive oil, and avocados. Buying nuts and seeds in bulk can also help you stay within your budget while maintaining good fat intake.

  • Peanut butter
  • Low fat cheese
  • Olive oil (choose the store brands)
  • Avocados 
  • Bulk nuts and seeds
  • Sunflower oil

<div class="pro-tip"><strong>Also Read: </strong><a href=black-beans-benefits>YBenefits of Black Beans: A Superfood to Include in Your Diet</a></a>.</div>

Budget-Friendly Meal Plan

Creating a budget-friendly meal plan is a smart way to ensure you eat healthy while keeping your grocery costs in check. The key to a successful meal plan is focusing on affordable, nutrient-dense ingredients like whole grains, seasonal produce, and cost-effective protein sources. For example, incorporating ingredients such as beans, lentils, eggs, and chicken thighs can help stretch your meals while providing the essential nutrients you need. Planning meals around items you can buy in bulk, like rice and oats, or stocking up on frozen vegetables and canned goods during sales can save you money without sacrificing quality.

A budget-friendly meal plan doesn’t have to be complicated. For breakfast, you might prepare overnight oats with seasonal fruit and peanut butter, a filling and inexpensive option. Lunch could include a hearty lentil soup paired with whole grain bread, providing plenty of fiber and protein. For dinner, roasted chicken thighs with sweet potatoes and steamed frozen broccoli offer a balanced meal at a low cost. Snacks can also be simple and budget-friendly, like hard-boiled eggs, apple slices with peanut butter, or homemade trail mix. Planning your meals around these affordable ingredients allows you to enjoy nutritious and delicious meals without breaking the bank.

Here’s an example day of a budget-friendly meal plan:

  • Breakfast: Overnight oats with seasonal fruit and peanut butter.
  • Lunch: Lentil soup with a side of whole grain bread.
  • Dinner: Baked chicken thighs with roasted sweet potatoes and steamed broccoli.
  • Snacks: Hard-boiled eggs, apple slices with peanut butter, and homemade trail mix.

You can easily make these meals in batches so they are used for multiple meals, which will cut down on overall cook time and stretch out your ingredients.

Learn More About How to Improve Blood Sugar Health With Signos’ Expert Advice

Want to optimize your grocery shopping for both your health and your budget? Signos can help you understand how different foods impact your glucose levels and support better decisions for your health goals. Learn more about how Signos can improve your health, explore their blog for tips on glucose management, and find out if Signos is the right fit for you by taking a quick quiz.

<div class="pro-tip"><strong>Learn More: </strong><a href=how-to-make-a-meal-plan>How to Make a Meal Plan? Meal Planning 101</a>.</div>

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References

About the author

Caroline Thomason is a dietitian, diabetes educator, and health writer based in Washington, DC.

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